When entering traveler information for a quote or policy, you should use each traveler’s age as of the date you’re purchasing the insurance—not their age at the time of travel. This helps ensure the quote is accurate and that the coverage aligns with the insurer’s eligibility rules.
Even if your trip is months away, the age you enter should reflect how old each traveler is right now, on the day you’re buying the plan. If someone has a birthday coming up before the trip, that’s okay—their current age is what matters for the policy.
Using the correct age helps avoid issues with coverage or claims later on, and ensures that each traveler is properly classified for pricing and benefits.