Accidental Death and Dismemberment (AD&D) coverage is a benefit that provides financial support in the event of a life-altering accident during your trip. It typically applies while you’re traveling on a common carrier—such as a plane, train, bus, or cruise ship—and offers a lump-sum payment if you are seriously injured or pass away due to a covered accident.
This coverage can include compensation for the loss of life, limb, sight, or other permanent injuries resulting from an accident. The amount paid and the specific conditions vary by policy, so it’s important to review your plan to understand what’s included.
AD&D coverage is meant to offer peace of mind to you and your loved ones, knowing that there’s financial protection in place should the unexpected happen while you’re traveling.